Sale funds
Subtract the mortgage, service fee, known costs and any tax reserve before treating the sale price as available cash.
One plan for two transactions
How much from your sale can go towards the next home?
Work out the money available from your sale and the cost of your next purchase before agreeing dates or a deposit.
Sell and buy scenario
Estimate the funding gap when you move home.
Combine the expected equity from your current property with savings, then compare it with the next purchase and its costs.
Estimated funding gap
€193,000
- Estimated funds released by the sale
- €220,000
- Total funds available
- €255,000
- Total needed for the next purchase
- €448,000
This is a cash-flow scenario, not tax, legal or credit advice. Timing also matters: sale funds may not be available when the next deposit or completion payment is due.
Plan the sequence
A positive balance does not solve a timing mismatch.
Purchase costs
Add IMT, stamp duty and professional or registration allowances to the next purchase price.
Dates and conditions
If one transaction depends on the other, the CPCV wording, deposits, finance and completion dates need coordinated professional review.
A positive balance does not solve a timing mismatch.
Does the tool include a new mortgage?
No. The balance shows the position before a new loan. Compare it with a separately confirmed lending scenario.
Is the result a quote or professional advice?
No. It is an indicative scenario based only on the information entered. Confirm the final figures and the terms of your transaction with the relevant authority, bank or qualified professional.