Property calculators
Put real numbers behind your decision.
Buying or selling a property? Start with the calculator that matches your question.
Portugal purchase costs · Mainland · 2026
Estimate the total cost of buying.
Estimate residential IMT, stamp duty, mortgage stamp duty and the cash required at completion for an individual buyer.
Estimated costs payable at completion
€18,837
- Tax base used
- €350,000
- IMT payable upfront
- €14,237
- Purchase stamp duty · 0.8%
- €2,800
- Mortgage stamp estimate
- €0
- Estimated professional and registration costs
- €1,800
Estimate only, not tax, legal or credit advice. Mainland residential rules checked 30 July 2026. The higher of price and VPT is used. Eligibility, ownership shares and final tax require professional confirmation.
Seller net estimate
Estimate what you may receive after the sale.
Use your expected sale price and compare IMOJA’s owner-led and full-agency options. No competitor fee is assumed.
Estimated amount after entered costs
€299,501
- Fee basis
- Fixed service fee · VAT included · 90 days
- Online Sale service · paid at activation
- €499
- Total IMOJA price
- €499
- Mortgage repayment
- €0
- Other costs entered
- €0
The Online Sale fee is paid when that service is activated, whether or not the property later sells. This estimate does not include capital gains tax. Confirm every figure in the written agreements for the property.
Property capital gains estimate · 2026
Estimate capital gains tax on a property sale.
For an individual resident in Mainland Portugal under separate assessment. The calculator adds 50% of the eligible gain to other taxable income and estimates the resulting increase in Portuguese income tax (IRS).
The official coefficient table for disposals in 2026 had not yet been published on 30 July 2026. A 1.00 input is provisional unless the property was held for 24 months or less.
Illustrative additional IRS
€49,033
- Sale value used
- €500,000
- Corrected acquisition value
- €250,000
- Gain after entered costs
- €212,000
- Gain after reinvestment
- €212,000
- 50% included in taxable income
- €106,000
Estimate only, not tax or legal advice. It excludes joint assessment, minimum-existence mechanics, personal deductions and credits, annual netting of multiple property gains or losses, autonomous-region rates, non-resident treatment, inherited or pre-1989 property, business property, recent sale of publicly supported property, 65+ financial-product relief and the temporary 2026–2029 capped-rent reinvestment regime. Official coefficients and every expense require evidence.
Individual review
Some property sales require a different tax treatment.
Non-residents, companies, inherited property and other special situations should be checked by an independent tax professional.