What to know before you buy or sell.

28 September 20268 min read

Selling

Pausing a property sale in Portugal: what to agree with your estate agent

A practical checklist for stopping adverts without leaving the agency agreement, active buyers, keys, costs or restart date unclear.

27 September 20267 min read

Selling · Living at home

Selling your home while living in it in Portugal: a practical plan

How to arrange honest photos, manageable viewings and a realistic handover when you still live in the property you want to sell in Portugal.

27 September 20269 min read

Selling · Timing

How long does it take to sell property in Portugal?

A realistic timeline from preparation and marketing to the offer, CPCV, mortgage, pre-emption checks and completion.

27 September 20268 min read

Market · Bank valuation

Bank valuation in Portugal: how it affects your mortgage

How a bank valuation affects a Portuguese mortgage, why it can differ from the agreed price, and what buyers and sellers can do if there is a shortfall.

27 September 20269 min read

Selling · Documents

Documents needed to sell property in Portugal: 2026 checklist

A seller’s checklist covering land-registry and tax records, authorised use, energy certificates, condominium documents, mortgages and any extra paperwork your sale needs.

25 September 20267 min read

Mortgages · Buying and selling

ECB rate rise: what changes when buying or selling a home in Portugal?

The September 2026 ECB increase, mortgage review dates and an illustrated payment calculation. What buyers and property sellers in Portugal should check next.

25 September 20268 min read

Selling · Estate agents

Property viewings but no offers in Portugal: what to ask your agent

Turn viewing feedback into a practical decision about the listing, asking price, property presentation and the work of your estate agency in Portugal.

24 September 20267 min read

Market · Selling

Portugal property prices in 2026: prices rise while sales fall

Q2 house prices rose 16.5% while sales fell 6.4% year on year. What sellers should check before pricing a home and choosing an estate agent in Portugal.

21 September 20267 min read

Selling · Estate agents

How to compare estate-agent proposals when the commission is different

Compare two Portuguese estate-agency proposals side by side: total price, when payment is due, exclusivity, marketing, viewings and support after an offer.

20 September 20265 min read

Selling · Estate agents

Changing estate agents in Portugal: what to check before you switch

Your home is still on the market and you want a different agent. Check the notice period, existing buyers and handover before signing another agreement.

20 September 20267 min read

Selling · Practical advice

Plenty of views, no buyer: why your home in Portugal isn't selling

No enquiries or no offers? Find where your property sale is getting stuck, improve the listing and decide when a price cut makes sense.

Selling · Complete guide

How to Sell Property in Portugal in 2026: A Seller’s Roadmap

What to prepare at each stage of the sale, from documents, pricing and marketing to offers, the CPCV, mortgage discharge and completion, with costs and timing to consider.

29 September 202610 min read

Selling · Representation

Power of Attorney to Sell Property in Portugal: Requirements and Safeguards

What an overseas or unavailable owner should confirm before authorising someone to sign a CPCV or complete a Portuguese property sale.

Selling · Urban-planning title

Selling property without a use licence in Portugal: rules from October 2026

What a Portuguese transfer document must say from 1 October 2026, what applies before then, and how to prepare a sale when the property’s urban-planning title is missing or unclear.

Buying · Tax

Portugal IMT for non-resident buyers: when the 7.5% rate applies

Portugal applies a 7.5% IMT rate to certain residential purchases by non-residents. Learn which purchases it covers, how the tax is calculated and which exceptions or applications after purchase may apply.

Selling · Costs & taxes

Capital gains tax on property in Portugal: 2026 guide

Understand the 50% inclusion rule, documented costs, monetary correction and reinvestment before estimating IRS.

Selling · Rural property

Sell Rural Property in Portugal: Documents & Boundaries

A practical seller's guide to title, BUPi, boundaries, access, water, buildings, planning constraints and the claims buyers will expect you to prove.

Selling · Divorce and division

How to sell a house after divorce in Portugal

Agree how to handle ownership, division of the property, occupation, the mortgage, costs and signatures before advertising a home after divorce.

Selling · Overseas owners

How to sell property in Portugal from abroad: 2026 checklist

A checklist for owners abroad, covering representation, documents, viewings, the CPCV, mortgage discharge, completion and tax records.

Buying · Due diligence

Property due diligence in Portugal: what to check before the CPCV

A buyer's checklist for title, planning, tax records, condominium, energy, physical condition, finance and contract conditions.

Buying · New developments

Buying off-plan property in Portugal: checks before paying a deposit

How to review the developer, title, construction licence, plans, payment stages, delays, mortgage risk, inspection and completion terms.

Mortgages · Euribor

12-month Euribor above 3%: what changes for Portuguese mortgages

The 12-month Euribor fixing reached 3.003% on 21 August 2026. Find out when a change in the daily rate can affect a mortgage payment.

Selling · Pre-emption rights

Casa Pronta pre-emption notice: what a property seller should do

When a Portuguese sale needs a Casa Pronta public pre-emption notice, the €15 fee, 10-working-day window, required details and mistakes to avoid.

Selling · Co-ownership

Selling a co-owned property in Portugal: a practical guide

Who needs to agree, how selling the whole property differs from selling a share, and what co-owners should settle before accepting an offer.

Selling · Private sale

How to sell property without an estate agent in Portugal

What to prepare and manage when selling privately, from documents, pricing and advertising to viewings, offers and completion.

Selling · Inheritance

How to sell an inherited property in Portugal

Agree who can act for the estate and check the land register, documents, liabilities and tax position before advertising an inherited home.

Selling · Tenancy

How to sell a tenanted property in Portugal

What sellers should organise around the lease, tenant, viewings, rights of first refusal, rent and completion before going to market.

Selling · Price

How to set the asking price for property in Portugal

Use genuine comparables, condition, competition and buyer response without confusing the tax value, bank valuation and market price.

Selling · Documents

Energy certificate when selling property in Portugal: seller guide

When a valid Portuguese energy certificate is needed, what the advertisement must show and what the seller provides before the CPCV and final contract.

Selling · Documents

Condominium documents when selling an apartment in Portugal

What the condominium administrator’s declaration must contain, when to request it and how charges are divided when an apartment is sold.

Selling · Costs

How much does it cost to sell property in Portugal in 2026?

Budget for agency fees, mortgage discharge, documents, preparation and tax, with worked examples and an explanation of which costs fall to the seller.

Selling · Mortgage

How to sell a property with a mortgage in Portugal

A step-by-step guide to the repayment statement, early-repayment notice, mortgage discharge, CPCV wording and payments on completion day.

Selling · CPCV

CPCV in Portugal: a seller’s guide before signing

What a Portuguese promissory sale contract should settle about price, deposit, finance, documents, mortgage, preference rights and completion.

Selling · Presentation

How to photograph a property for sale: a room-by-room guide buyers can trust

Good property photographs do more than make a home attractive. They help buyers understand its layout, condition and character before requesting a viewing.

Selling · Viewings

How to host a property viewing: a practical guide for sellers

A useful viewing is calm, safe and easy to follow. Prepare the home, answer questions accurately and collect meaningful feedback without overselling.

Selling · Offers

A buyer has made an offer: what should the seller do next?

The price is only one part of an offer. Compare the conditions, confirm what remains unresolved and organise the work through to completion.

Selling · Preparation

Should you renovate before selling? How to decide without spending blindly

Not every dated room or visible defect justifies building work. A practical way to decide what to repair, what to present honestly and what to leave for the next owner.

Property tax · Resale

IMT exemption for property resale in Portugal: the one-year rule

Who can use Portugal’s IMT resale regime, when the tax is paid first, why the one-year deadline matters and how works can put the benefit at risk.

Property tax · IRS

Property expenses and IRS in Portugal: what can actually be deducted?

A practical guide to the three tax treatments people often confuse: rental expenses, costs linked to a property sale and household tax credits.

Selling · Online agency

Selling property online or using a full-service agency: which fits you?

Compare IMOJA Online Sale with Full-Service Sale in Portugal, including viewings, fees, contract scope and consumer rights.

20 September 20267 min read

Selling

Exclusive vs non-exclusive property sales in Portugal

Understand what exclusivity means, why IMOJA charges 2% + VAT (2.46% total) for an exclusive sale and 3% + VAT (3.69% total) for a non-exclusive sale.